I have been asked by many people over the past few years this question, "What do I need to do first in order to get my personal finances together?
"When people first started asking me this question, I have to be honest I wasn't sure what to tell them.
Now that some time has passed though, I fee...l as though the ANSWER to this question is quite simple. What I mean to say is that the ANSWER is simple, but what trips people up isn't the ANSWER but the ACTION.
#1 - Determine your Values
# 2- Determine your Goals
# 3 - Get Organized
# 4 - Determine Your Plan/Budget - Retirement, Savings, Investments, and Tithing
# 5 - Implement your Plan
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