Budgeting

I am sure we have all heard of the word budgeting before. Have you tried budgeting? Do you do budgeting?

The BIGGEST difficulty in Budgeting is "Getting Started". It sounds simple but is actually very difficult because it requires a change in our attitude as well as discipline.


Nonetheless, it is an essential part of Financial Planning if you wish to manage your finances/cashflow well.

For your benefit, refer to this site for some ideas:


http://www.understandingmoney.gov.au/Content/Consumer/FinancialLiteracy/Budgeting/